Insurance for me / Motor

Car Insurance

Cover for your car and the journeys that matter.

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Coverage focus

These are the product areas supplied for Goldstar, not a complete list of insured events. Your policy wording and schedule will set out the actual cover, limits and excesses.

Choose between Comprehensive, Third Party, Third Party Enhanced, and Third Party, Fire & Theft.
Compare third-party protection with cover for your own vehicle in the four plans below.

Exclusions & conditions

The supplied car-plan information confirms these differences. Other exclusions depend on the policy wording and schedule.

Third Party and Third Party Enhanced do not cover damage to your own vehicle.
Third Party, Fire & Theft does not cover accidental damage to your own vehicle unless caused by fire or theft.
Vehicle inspection is required before upgrading from Third Party to Comprehensive.

Find your fit

Four ways to cover your car

Compare the supplied plan information, then ask our team for the current wording and a personal quote.

Plan 01

Comprehensive

Our broadest protection for you and your vehicle.

Loss, damage or theft
Third-party injury & property
Legal fees
Personal belongings
Flood, earthquake, fire & storm
Medical expenses
Replacement locks, keys & immobilisers
Glass & entertainment/navigation systems

Optional add-ons

COMESA Cover · Loss of Use · Courtesy Car · Emergency Accommodation

Key considerations

Vehicle inspection and valuation may be required. Check your schedule for limits and excesses.

Exclusions to confirm

Ask Goldstar for the Comprehensive plan’s current exclusions, limits and excesses.

Ask for a quote

Plan 02

Third Party

Essential protection for liability to others.

Third-party injury or death

Optional add-ons

Third-Party Property Damage · COMESA Cover

Key considerations

Damage to your own vehicle is not included.

Exclusions to confirm

Damage to your own car is not included.

Ask for a quote

Plan 03

Third Party Enhanced

Third-party cover with property damage included.

Third-party injury or death
Third-party property damage

Optional add-ons

COMESA Cover

Key considerations

Damage to your own vehicle is not included.

Exclusions to confirm

Damage to your own car is not included.

Ask for a quote

Plan 04

Third Party, Fire & Theft

Third-party cover plus fire and theft protection for your car.

Fire or theft of your vehicle
Third-party injury & property

Optional add-ons

COMESA Cover

Key considerations

Accidental damage to your own vehicle is not included unless caused by fire or theft.

Exclusions to confirm

Accidental damage to your own car is not included unless caused by fire or theft.

Ask for a quote

Need to make a claim?

We’re with you through it.

Notify our claims team as soon as you can. They will tell you which documents to gather and what happens next.

Explore claims support

Questions about Car Insurance

What happens when I sell my car?

Tell Goldstar before the sale so your cover can be reviewed and the necessary policy changes arranged.

What if my policy has expired?

An expired policy may attract a loading after 45 days. Contact Goldstar for your renewal terms.

Can I upgrade from Third Party to Comprehensive?

Yes. A vehicle inspection is required before upgrading to Comprehensive cover.

Can I transfer cover to a new car?

Contact Goldstar with the new vehicle details so the policy can be endorsed and any premium difference confirmed.

What documents are needed to transfer ownership?

Please provide the ownership transfer documents, updated logbook and identification. The team will confirm any additional requirements.

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